Our health and that of our family is a priority, but with so many options available, choosing between international health insurance and a health plan can be challenging. In this post, we'll explore the differences, advantages and disadvantages of each to help you make the best decision.
The importance of taking care of your health from an early age
Taking care of your health from an early age is important for a long and healthy life. Healthy habits, such as a balanced diet, regular exercise and regular medical check-ups, can prevent illness and improve quality of life. Investing in health is investing in a better future, where prevention avoids serious complications and guarantees well-being.
International health insurance
International health insurance offers comprehensive and flexible cover, adapted to the needs of those who travel frequently or live in different countries. This type of insurance guarantees access to renowned hospitals and doctors around the world, without the geographical limitations of local health plans. It works like a policy that covers medical expenses, including emergencies, treatments for chronic illnesses and even preventive check-ups. The main advantage is the freedom to choose where and how to be treated, guaranteeing excellent care regardless of location.
Health insurance
A health plan is a medical assistance service that offers cover for treatments, consultations and procedures within a specific accredited network. Generally, health plans are regional, limiting coverage to a particular geographical area. They work by paying a monthly fee, which varies according to the scope of coverage and the quality of the network of providers. Although they offer convenience and accessibility, health plans can have limitations in terms of freedom of choice and international coverage.
Health insurance vs. health plan
International health insurance offers access to the best hospitals and clinics around the world, providing broad and flexible coverage. This contrasts with traditional health plans, which limit access to the accredited network and a few additional hospitals, often restricted to a specific geographical area.
Health plans may not cover certain essential treatments and often include co-payments, where the user bears part of the cost.
Another advantage of health insurance is the security of not facing unilateral cancellations by the insurer, a common practice in health plans that can leave users helpless at critical times.
In addition, international health insurances are known for offering more efficient and less bureaucratic care, while some local health plans can offer a complicated service that is difficult to access.
The health insurance crisis
In recent years, health plans have been facing a crisis. Many users report unilateral cancellations of their contracts, refusal to authorize essential treatments and increases in monthly fees. In addition, the quality of care has declined, with an increasingly restricted and overloaded network. These difficulties have led many to reconsider their options and look for more reliable and comprehensive alternatives.
Why take out international health insurance?
Taking out international health insurance is a guarantee of access to quality medical care, regardless of your location. With global coverage, you can travel or live abroad with the peace of mind of knowing that you will have immediate medical assistance in case of need. What's more, international health insurance gives you the freedom to choose the best hospitals and doctors, guaranteeing personalized and efficient treatment.
Vitae Group Health Insurance
At Vitae Group, we understand the importance of excellent medical care, wherever you are. Our international health insurance policies are customized to meet your specific needs, offering global coverage and access to a network of high-quality providers. With our concierge service, you receive dedicated and exclusive support, ensuring that all your needs are met with efficiency and care.
Choosing Vitae Group means choosing know-how and experience in the sector, with an excellent team ready to offer innovative and reliable healthcare solutions. What's more, our global insurance offers the peace of mind of knowing that your health is protected anywhere in the world.
Being prepared for the future means ensuring that your health and that of your family are always protected. Comparing international health insurance and traditional health plans, it's clear that the global coverage and flexibility of health insurance offer advantages. At Vitae Group, we are committed to providing health insurance that meets your needs, providing protection and stability wherever you are. Contact us and find out how we can help you secure a safer and healthier future!
