Homeowners Insurance
Complete care for every detail of your property.
Vitae's home insurance offers complete protection for your property in the United States — whether it's a house, apartment, condo, or rental property.
With access to the best insurance companies in the US market and tailored solutions,we guarantee that your assets and everything within them are protected against any unforeseen event.
Whether you are an owner or a tenant, living in the property or using it as an investment, Vitae finds the right solution for your profile. Always with dedicated concierge service that accompanies every detail of your journey.
Main coverages
Structural damage from fire, lightning, and explosion
Damage caused by weather events
Theft and vandalism
Civil liability
Coverage for the contents of the property
Loss of use - extra expenses if the property becomes uninhabitable.
Complete care for every detail of your property
Access to the best insurance companies in the American market
Coverage for owners, tenants, and investors
Solutions for houses, apartments and condominiums
Flexible policies tailored to your needs
Assistance with policy renewals and adjustments
Agile and proactive concierge support
Tailor-made for those seeking
What people are saying about Vitae Group
Exclusive care for every detail
From the very first contact, you'll receive dedicated service.
Our concierge model is agile, hands-on and personalized — it understands your context, accompanies you every step of the way, and handles everything you need so that you have clarity and peace of mind throughout the entire journey.
Do you have any questions?
Check out the frequently asked questions.
Is Vitae's home insurance only for homeowners?
No. We have solutions for homeowners, tenants, and investors—whether it's a primary residence, second home, or income-generating property. Each policy is structured according to your profile and property type.
What is covered in case of a natural disaster in Florida?
We cover damage caused by gales, storms and other weather events, as well as fire, lightning and explosion. For specific coverages such as hurricanes and floods, our team will assess the best options available for your region.
Are my personal belongings also covered?
Yes. In addition to the property's structure, we offer coverage for its contents — furniture, electronics, and personal belongings. For high-value items such as jewelry, works of art, and watches, we recommend a specific high-value goods policy.
