Civil Liability
An unexpected event doesn't have to cost you everything you've built.
Every company is exposed to risks, such as lawsuits, professional errors, cyberattacks, defaults, and much more. Liability insurance exists to ensure that these unforeseen events do not compromise the operation, assets or reputation of your business.
Vitae structures complete liability solutions for companies of all sizes, with access to the best global insurance on the market and a concierge service that takes care of every detail.
Lines
General
Liability
Professional Liability (E&O)
Directors & Officers Liability (D&O)
Employment Practices Liability (EPLI)
Product
Liability
Cyber Risks
Credit
Umbrella Coverage
Advantages of Vitae Group
Protection against lawsuits and legal actions from third parties
Coverage for professional errors, omissions, and failures
Protection for directors and executives in strategic decisions
Coverage against cyberattacks and data breaches
Protection against labor lawsuits and employment practices
Coverage for damages caused by products or services
Protection against default and credit risks
Additional coverage exceeding the limits of other policies
Tailored solutions for the size and sector of the company
Centralized management of all policies
Partnership with the largest insurance companies in the market
Service available in Portuguese, English, and Spanish
Tailor-made for those seeking
What people are saying about Vitae Group
Exclusive care for every detail
From the very first contact, your company can counton dedicated and close support service.
We act as a strategic partner — we map the risks of your business, structure the most appropriate coverage, and take care of the entire process with the insurance companies, so that your team can focus on what really matters. A humanized, personalized, and present service at every stage of the journey.
Do you have any questions?
Check out the frequently asked questions.
Is liability insurance mandatory?
It depends on the sector and the type of operation. Some activities require specific coverage by law or contract, such as public tenders, commercial contracts, and certain regulated professions. But regardless of legal obligation, civil liability is one of the most important protections for any company, as a single lawsuit can compromise years of business development.
My company is small. Do I need liability insurance?
Yes. Companies of all sizes are exposed to legal and financial risks. For small and medium-sized enterprises (SMEs), an unexpected lawsuit can have an even greater impact, precisely because they have fewer reserves to absorb this type of cost. The sooner your company is protected, the better.
Why is it important to have multiple liability coverages?
Each coverage protects your company from a specific risk, and none replaces the other. General liability insurance does not cover a cyberattack, just as a D&O policy does not cover labor claims. Vitae Group maps the real risks of your business and structures a set of integrated coverages, ensuring that no exposure is left uncovered.
